All your accounts in one orbit
Shining a light on where your cash is headed.
Every bill in plain sight. Centelios projects every account day by day, warns you before a balance runs low, and lets you try big decisions without touching your real plan.
No card needed. Shown with a sample family's numbers.
Forecast
Every account, every day, through the end of the year
Paychecks, bills, savings interest and one-off plans all roll forward so you can see exactly where you'll land — and spot the dip before it happens.
What-if plans
Try a new car, a raise or a paused bill
Turn a plan on and see how it changes your future balance next to your current plan. Your real numbers stay untouched.
Spending
Know where the money goes, month by month
Categories built from your history and upcoming bills. Already-paid amounts show lighter, so averages stay honest.
Move simulator
Thinking about moving? Know the salary you'd need
Search any US city or ZIP. We adjust your budget for local rent and prices, work out state taxes and give a clear answer.
Up and running in minutes
- 1
Add your accounts
Type in balances, import a bank file, or link your bank on Plus.
- 2
Set paychecks and bills
We spot the ones that repeat in your history so you just confirm them.
- 3
See what's ahead
Your forecast, low-balance warnings and what-if plans update instantly.
Simple pricing
Start free. Upgrade when you want bank linking.
Free
$0/mo
- Forecast & what-if plans
- CSV import
- Move calculator
Plus
$7.99/mo
- Everything in Free
- Link up to 6 banks
- Advisor tools
Premium
$12.99/mo
- Everything in Plus
- Link up to 12 banks
- Scenario Advisor chat
Private by design
Only people in your household can see your numbers.
Two-step sign-in
Protect your account with an authenticator app.
Plan together
Invite a partner with a one-time code.
Know what's coming before it comes
Set up takes a few minutes. Free forever for the basics.
Create a free account